It may have a funny name, but this free high interest checking account earns a seriously good rate of return. Get 2.01% APY* and ATM fee refunds, nationwide*!
There are no hidden charges, and it's so easy to earn rewards, chances are you're already doing it. Change the way you do your banking and see what your checking account can do for you!
- 2.01% APY* on balances up to $10,000
- 2.01% to 0.37% APY on balances over $10,000 depending on balance in account*
- 0.01% APY* if qualifications aren't met
- ATM fee refunds nationwide (up to $25 per monthly qualification cycle) when qualifications are met*
- No monthly service fee
- No minimum balance to earn rewards
- Unlimited check writing (client purchases checks)
- Free Shazam© Chek card
- Free online banking with bill pay
- Free eStatements
- Mobile banking
- Free telephone banking
- $50 minimum deposit to open
To earn these rewards, simply do the following during the monthly qualification cycle:
- Have at least 15 debit card point-of-sale purchases post and settle (ATM withdrawals do not count)
- Have at least 1 direct deposit, automatic payment (ACH), or bill payment transaction post and settle
- Be enrolled and receive eStatement notice
(Monthly Qualification Cycle means a period beginning one day prior to the current statement through one day prior to the close of the current statement)
See? You're probably already doing these things!
If you don't meet the qualifications in a given monthly qualification cycle, don't worry—you still receive unlimited free checking privileges and our base rate of interest. And you can get the Kasasa rewards back the very next cycle!
*APY=Annual Percentage Yield. APYs accurate as of 10/16/2014. Rates may change after account is opened. Minimum to open is $50. If qualifications are met each monthly qualification cycle: (1) ATM fees incurred during qualification cycle will be reimbursed up to $25 and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 2.01%; and (3) balances over $10,000 earn 0.21% interest rate on portion of balance over $10,000, resulting in 2.01% to 0.37% APY depending on the balance. If qualifications are not met, all balances earn 0.01% APY. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. Transfers between accounts do not count as qualifying transactions. ATM-processed transactions do not count toward qualifying debit card transactions. Monthly qualification cycle is not the same as monthly statement cycle. Available on personal accounts only, one per client. ATM fee refunds up to $25 provided only if qualifications are met within the monthly qualification cycle and will be credited to the account on the last day of the monthly statement cycle.
- Online Eligibility
To open an account with TS Bank you must be a resident of one of the following states:
- New Mexico
- North Dakota
- South Dakota
The maximum funding amount for Kasasa accounts opened online is $250.00.
- Qualification Calendar
BLUE - Monthly Qualification Cycle Begins (always the 3rd Wednesday), Use your debit card early and often!
RED - Monthly Qualification Cycle Ends (always the Tuesday before the 3rd Wednesday). Transactions must post and settle by this date.
Reach out to a banker at 712-487-3000 with questions regarding the monthly qualification cycle to ensure understanding and success!