Kasasa Giving

The power to earn and the power to give: that's what Kasasa Giving is all about. Each month you earn 3.01% APY* on balances up to $15,000. Plus we GIVE you $0.05 for each debit card purchase over $10 (with a maximum of $10 donation per account, per monthly qualification cycle) to support a charitable cause. So you can help others without spending an extra cent!


Four choices to contribute:

  • Stand Up To Cancer
  • Boys and Girls Club
  • American Humane Association
  • TS Bank Institute - Financial Literacy Initiative
Kasasa Giving
Summary
  • Interchange Revenue Donation*: $0.05 of each debit card purchase over $10 (with a maximum of $10 donation per account, per monthly qualification cycle)
  • 3.01% APY* on balances up to $15,000
  • 3.01% to .58% APY* on balances over $15,000
  • 0.01% APY* non-qualified base rate
  • ATM fee refunds nationwide (up to $25 per monthly qualification cycle) when qualifications+ are met
  • No monthly fees
  • No minimum balance

+Qualifications


To receive the Kasasa interest rate and nationwide ATM fee refunds, we ask you to do the following simple, everyday banking activities, most of which you are already doing:


  • Have at least 15 debit card point of sale purchases post and settle to your account per monthly qualification cycle (ATM withdrawals do not count)
  • Have at least 1 direct deposit, ACH auto debit, or online bill payment post and settle to your account per monthly qualification cycle
  • Be enrolled and receive eStatement notice

(Monthly Qualification Cycle means a period beginning one day prior to the current statement through one day prior to the close of the current statement)


See? You're probably already doing these things!


If you don't meet the qualifications in a given monthly qualification cycle, don't worry—you still receive unlimited free checking privileges and our base rate of interest. And you can get the Kasasa rewards back the very next cycle!


*APY=Annual Percentage Yield. APYs are accurate as of 1/25/2013. Rates may change after account is opened. Minimum to open account is $50. If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 and credited to account on the last day of monthly statement cycle; (2) balances up to $15,000 receive APY of 3.01%; (3) balances over $15,000 earn 0.21% interest rate on portion of balance over $15,000, resulting in 3.01% - 0.58% APY depending on balance in account; and (4) charitable contributions equal to $0.05 will be made to select charities on all debit card purchases over $10 that post and settle to the account during monthly qualification cycle with a maximum of $10.00 per account, per qualification cycle. If qualifications are not met, all balances earn 0.01% APY. Qualifying transactions must post and settle to the account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to account. ATM transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Transfers between accounts do not count as qualifying transactions. Limit one account per Social Security Number.


Online Eligibility

To open an account wtih TS Bank you must be a resident of one of the following states:


  • Arkansas
  • Colorado
  • Idaho (West)
  • Illinois
  • Indiana (East)
  • Iowa
  • Kansas
  • Kentucky
  • Michigan
  • Minnesota (North)
  • Missouri
  • Montana
  • Nebraska
  • New Mexico
  • North Dakota
  • Oklahoma
  • South Dakota
  • Tennessee (South)
  • Utah
  • Wisconsin
  • Wyoming

The maximum funding amount for Kasasa accounts opened online is $250.00.

Qualification Calendar

qual

BLUE - Monthly Qualification Cycle Begins (always the 3rd Wednesday), Use your debit card early and often!


RED - Monthly Qualification Cycle Ends (always the Tuesday before the 3rd Wednesday). Transactions must post and settle by this date.


Reach out to a banker at 712-487-3000 with questions regarding the monthly qualification cycle to ensure understanding and success!



You might also be interested in...