Client Contact Center

Lost or Stolen Card

  • 1 (800) 383.8000

Shazam Debit Cards

  • Accepted Worldwide
  • Funds deducted automatically
  • Access accounts via ATM

Visa® Credit Cards

  • Reward points for travel
  • Local Client Service
  • Online Access - Apply Now

Visa Gift Cards

  • Works like a credit card
  • Can be loaded at any branch
  • Low, one-time fee

Visa Travelmoney Cards

  • Works like a credit card
  • Reload the card every 30 days
  • Includes fraud protection

Telebank

  • (712) 487.3299
  • (712) 329.8937
  • 1 (800) 959.2602

Routing Number

104920442

eServices

  • Online Bill Pay
  • eStatements
  • Mobile Money
  • Mobile Deposit Capture
  • Popmoney

Lost or Stolen Card

  • 1 (800) 383.8000
Certificates of Deposit (CDs)

Certificates of Deposit (CDs)

  • Print
Benefits

CDs offer no risk investments. Choose from a number of terms, and then lock in your rate. It's that easy!

  • No risk investment
  • Competitive fixed rates
  • Terms from 6 months to 5 years
  • Penalty for early withdrawal applies
  • Optional Healthguard privilege allows penalty-free withdrawals for medical emergencies
  • $1,000 minimum deposit to open


CDARS®

Why CDARS®?

CDARS® offers multiple benefits to investors who want to combine the security of access to FDIC insurance with the convenience of working directly with just one financial institution.

Peace of Mind. Using the CDARS service, you can access multi-million-dollar FDIC insurance on CD investments.*

One Relationship. You work directly with our financial institution.

One Rate

You negotiate one interest rate per maturity on CD investments placed through CDARS. With CDARS, there is no need to negotiate multiple rates or manually tally disbursements for each CD.

One Statement

You receive one regular statement detailing your CD investments. You no longer need to manually consolidate statements at the end of each month, quarter, or year.

No Hidden Fees

You will not be charged annual fees, subscription fees, or transaction fees for using CDARS. The rate you see is the rate you get.

No Ongoing Collateralization

Because CDARS deposits are eligible for FDIC protection, you may not need to continually collateralize your deposits. This can eliminate the time-consuming task of tracking changing collateral values on a recurring basis.**

A Wide Variety of Maturities

You can select from various maturities — ranging from 4 weeks to 260 weeks (5 years) — and choose the terms that best suit your investment needs.

Community Investment

Your funds can support lending initiatives, including special development projects that strengthen your local community.***

*Limits apply. Funds may be submitted for placement only after an investor enters into a CDARS Deposit Placement Agreement with our bank. This agreement contains important information and conditions regarding the placement of funds.

**If an investor is subject to restrictions with respect to the placement of funds in depository institutions, it is the responsibility of the investor to determine whether the placement of the investor's funds through CDARS or a particular CDARS transaction satisfies those restrictions.

***When deposited funds are exchanged on a dollar-for-dollar basis with other banks in the CDARS Network, our bank can use the full amount of a deposit placed through CDARS for local lending, satisfying some investors' local investment goals or mandates. Alternatively, with an investor's consent, our bank may choose to receive fee income instead of deposits from other banks. Under these circumstances, deposited funds would not be available for local lending.

CDARS is a registered service mark of Promontory Interfinancial Network, LLC.