What if your debit card could earn you cash? With free Kasasa Cash Back® checking, it can! Get 3.50% cash back on debit card purchases* — up to $8.75 per month — when you do banking activities that make life easier anyway!
Plus, get fee refunds on ATM withdrawals all over the country*, not just here in Iowa. So you can pack up your car and head out on a cross-country road trip, knowing you’ll always be able to get cash when you need it.
- Free checking that pays you back
- 3.50% cash back on debit card purchases*
- No category restrictions on purchases
- Cash back earned on up to $250 in purchases monthly
- Earn up to $8.75 cash back per month
Refunds on ATM fees, nationwide (up to $25 monthly)*
- Link to Kasasa Saver® to build savings automatically
- Have Kasasa Cash Back rewards transferred to Kasasa Saver
- No monthly service fee
- No minimum balance requirements
- Enjoy unlimited check writing (client purchases checks)
- Free debit card
- Free online services include:
- Free online banking with bill pay
- Free mobile banking
- Free eStatements
- Free telephone banking
- $50 minimum deposit to open
How to Earn Your Cash Back
Earning cash back on your debit card purchases is really easy! All you have to do are a few banking basics you probably do anyway. To earn your rewards, just do the following transactions and activities in your Kasasa Cash Back account during each monthly qualification cycle:
- Have at least 12 debit card purchases post and settle (ATM withdrawals do not count)
- Have at least 1 direct deposit, ACH transaction, or bill payment transaction post and settle
- Be enrolled and receive eStatement notice
Simple as that! And don’t worry if you don’t meet your qualifications during the cycle — your Kasasa Cash Back account is still free. Plus, you can get right back to earning your cash rewards the very next month!
For more clarification, please see our Qualifications Calendar.
*APY=Annual Percentage Yield. Rates may change after account is opened. Minimum to open is $50 for Kasasa Cash Back and $50 for Kasasa Saver. For Kasasa Cash Back, if qualifications are met each monthly qualification cycle: (1) ATM fees incurred during qualification cycle will be reimbursed up to $25 (up to $9.99 per single transaction) and credited to account on the last day of monthly statement cycle; (2) You will receive 3.50% cash back on up to a total of $250.00 debit card purchases that post and settle to the account during qualification cycle up to a maximum cash back earned of $8.75 per monthly qualification cycle. If qualifications are not met on Kasasa Cash Back you will not receive cash back on debit card purchases and ATM fees are not refunded. Qualifying transactions must post to and settle Kasasa Cash Back account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to an account. Transfers between accounts do not count as qualifying transactions. ATM-processed transactions do not count toward qualifying debit card transactions. Monthly qualification cycle is not the same as monthly statement cycle. Cash back and ATM fee reimbursements will be credited to your Kasasa Saver on the last day of the monthly statement cycle. Kasasa Cash Back is automatically transferred to Kasasa Saver each statement cycle. If qualifications in Kasasa Cash Back account are met each monthly qualification cycle, Kasasa Saver earns: (1) 0.21% APY on all balances. If qualifications are not met on Kasasa Cash Back, all balances in Kasasa Saver account earn 0.01% APY. Available on personal accounts only, one per client. ATM fee refunds (checking account only) up to $25 (up to $9.99 per single transaction) provided only if qualifications are met within the monthly qualification cycle and will be credited to the account on the last day of the monthly statement cycle. Kasasa Cash Back and Kasasa Saver are trademarks of BancVue, Ltd., registered in the U.S.A. Available on personal accounts only. Limit one account per Social Security Number.