Agricultural Loans | Ag Banking
At TS Bank, we understand that farming is more than just a business—it's a way of life. That's why we offer a variety of ag loans and farm loans tailored to meet the unique needs of agricultural producers. Whether you need ag financing for crop production, farm credit for livestock purchases or ag real estate loans for expanding your farmland, we have the solutions to support your agricultural endeavors.
Our Agricultural Loan Services
Farm Lending - Our farm lending options provide flexible terms and competitive rates to help you manage your agricultural operations efficiently. From farm equipment loans to farm operating loans, we offer customized solutions to meet your specific needs.
Agricultural Financing - We offer comprehensive agricultural financing options, including agricultural credit and agricultural real estate loans. Our experienced lenders are here to guide you through the process and ensure you get the best agricultural loan rates available.
Farm Mortgage - Secure your rural property with our farm mortgage options. We provide farm mortgage options for rural properties that cater to both new and established farmers.
Farm Loan Programs - Explore our diverse farm loan programs designed to support various aspects of your farming operations. Whether you need agricultural business loans for expansion or farm operating loans with flexible terms, we have the right program for you.
Specialized Agricultural Loan Services
TS Bank offers different options for agricultural loans, lines of credit and real estate loans, both in-house and through our preferred partners. Our experienced lenders are diligent in keeping you informed during every step of the process.
Flexible Farm Equipment Loans for Family-Owned Operations - When you're ready to purchase or upgrade equipment (grain bins, combines, tractors, trailers, semis, etc.), we're ready to discuss your financing options. No matter what you raise, we have the options to finance the equipment that is critical to your success.
Competitive Rates for Agricultural Real Estate Loans - Good farm ground can be hard to come by. Purchase or refinance your farm property with a local, community-minded bank, where processing and decision-making is kept local. Our lenders are familiar with the local real estate market and will work with you to provide financing options that meet your needs. We finance crop and pastureland, as well as buildings or structures necessary to the success and development of your operation. Ag real estate loans are also utilized to purchase Morton® buildings, barns and grain bins.
Customized Farm Lending Solution - We offer customized farm lending solutions to meet the unique needs of your agricultural business.
Ag Financing for Crop Production - Secure the necessary funds for your crop production with our ag financing options.
Farm Credit for Livestock Purchases - Seasons and markets change quickly. Let us help streamline your commercial or pure-bred livestock (cattle, swine, poultry, equine, etc.) operation with a livestock loan that suits your cash flow needs.
Agricultural Loans for New Farmers - We support new farmers with agricultural loans designed to help you get started and grow your business.
Agricultural Business Loans for Expansion - Expand your agricultural business with our agricultural business loans tailored for growth and development.
Agricultural Loan Services for Sustainable Farming - Promote sustainable farming practices with our specialized agricultural loan services.
Ag Line of Credit - Be prepared with a ready line of credit for your farm's needs such as seed, chemical, fertilizer, cash rent or other inputs. Flexible, short-term, asset-based financing can help you manage your cash flow. Have readily available financing for when you need it and only use what you need.
At TS Bank, we are committed to providing the best agricultural loan services to help you achieve your farming goals. Contact us today to learn more about our farm loan programs and how we can support your agricultural needs.
- Financing for agricultural needs
- Competitive rates
- Fixed or variable rates available
- Flexible terms
- Easy application process
- Efficient in-house processing
- Friendly service from experienced ag lenders
- Farm management services available
- Subject to credit approval
From checking accounts, debit cards and remote deposit capture to tax services and financial planning, here is a robust list of all our services for ag businesses and ag producers.
Loans Available through TS Ag Finance
In 2015, TS Bank started a new division called TS Ag Finance which serves producers throughout the United States. The financing options offer unique and flexible products for the agricultural producer and investor looking to expand their operation, refinance into a more favorable loan product(s) or consolidate debt.
Farmer Mac
TS Bank, through its division TS Ag Finance, is an approved Farmer Mac Seller. Farmer Mac offers long-term fixed interest rate products or short-term adjustable interest rate products. In addition, Farmer Mac offers a long-term revolving real estate line of credit with a five-or-10-year draw period. Producers growing a wide variety of commodities throughout the United States can use this program. Farmer Mac loans are secured by a first mortgage on agricultural real estate.
AgXpress
AgXpress is Farmer Mac’s new scorecard approval program. Look to the AgXpress program for quick underwriting decisions after receipt of a signed application which includes limited required financial information. This program is also available for agriculture real estate purchases or the refinance of agriculture real estate debt when the request is $1,500,000 or less. Product offerings include a variety of adjustable and long-term fixed interest rate options along with choice pricing options. Loans are secured with a first mortgage on agriculture real estate.
Triple R
For rapid request and response, look to the Triple R program for underwriting decisions within 48 hours and limited required information. The Triple R program is available for agriculture real estate purchases or the refinance of agriculture real estate debt when the request is $2,500,000 or less. Product offerings include a variety of adjustable and long-term fixed interest rate options. Loans are secured with a first mortgage on agriculture real estate.
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Carson Cline - VP of Ag and Business Banking, Corning
Carson began working for TS Bank immediately after graduating from Northwest Missouri State University in January 2020 with a Bachelor’s degree in Ag Business. Carson started as a relationship manager getting some exposure as a lender as well as learning the backside of general banking operations. Carson moved into the AVP role in May of 2021. With his experience, he is looking forward to assisting any Ag or Commercial clients with their borrowing needs. Carson resides near Lenox with his wife Alyssa and their son Waylon. He enjoys being able to help his clients become more successful through proper financial management.
712-524-8119
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How do I apply for an agricultural loan, ag line of credit or ag real estate loan?
If you’re interested in learning more about an ag loan or starting the application process at TS Bank, simply fill out the form below to access the Personal Financial Statement to get started. A lender will be in contact within one business day.
Our lenders are available to guide you through this process. Contact us via phone, email, Virtual Support or stop by one of our locations to get the process started.
Please mail or drop off your completed financial statement at any TS Bank location or request a secure email thread by emailing mybank@tsbank.com. We ask that you do not submit these or other personal, financial or proprietary information through regular email communication as it is not considered a secure transmission of personal data.
At TS Bank, we IGNITE PROSPERITY® by helping our clients do more with their money. Whether it’s saving a little extra cash each month or accomplishing a long-term strategy, our goal is to help you transform your financial life. Call and schedule an appointment today, one of our team members would love to help you do more with your money at TS Bank. TS Bank has seven locations in central and southwest Iowa. For more information visit tsbank.com or call 844-487-3030. #igniteprosperity
Subject to credit approval.