Agricultural Loans

TS Bank offers different options for agricultural loans, lines of credit and real estate loans, both in-house and through our preferred partners. Our experienced lenders are diligent to keep you informed during every step of the process.

  • Financing for agricultural needs
  • Competitive rates
  • Fixed or variable rates available
  • Flexible terms
  • Easy application process
  • Efficient in-house processing
  • Friendly service from experienced ag lenders
  • Farm management services available
  • Subject to credit approval

Ag Loan Options

TS Bank In-House

TS Bank has been specializing in ag loans for many years. Our team will work with you every step of the way to apply for an agricultural loan. 

Farmer Mac

TS Bank is an approved Farmer Mac Seller. Farmer Mac offers long-term fixed interest rate products or short-term adjustable interest rate products. In addition, Farmer Mac offers a long term revolving real estate line of credit with a five or 10 year draw period. Producers growing a wide variety of commodities throughout the United States can use this program. Farmer Mac loans are secured by a first mortgage on agricultural real estate.

Triple R

For rapid request and response, look to the Triple R program for underwriting decisions within 48 hours and limited required information. The Triple R program is available for agriculture real estate purchases or the refinance of agriculture real estate debt when the request is $2,500,000 or less. Product offerings include a variety of adjustable and long-term fixed interest rate options. Loans are secured with a first mortgage on agriculture real estate.


AgXpress is Farmer Mac’s new scorecard approval program. Look to the AgXpress program for quick underwriting decisions after receipt of a signed application which includes limited required financial information. This program is also available for agriculture real estate purchases or the refinance of agriculture real estate debt when the request is $750,000 or less. Product offerings include a variety of adjustable and long-term fixed interest rate options along with choice pricing options. Loans are secured with a first mortgage on agriculture real estate.

Ag Line of Credit

Be prepared with a ready line of credit for your farm's needs such as seed, chemical, fertilizer, cash rent or other inputs. Flexible, short-term, asset-based financing can help you manage your cash flow. Have readily available financing for when you need it and only use what you need.

Ag Real Estate Loan

Good farm ground can be hard to come by. Purchase or refinance your farm property with a local, community-minded bank, where processing and decision-making is kept local. Our lenders are familiar with the local real estate market and will work with you to provide financing options that meet your needs. We finance crop and pasture land, as well as buildings or structures necessary to the success and development of your operation. Ag real estate loans are also utilized to purchase Morton® buildings, barns and grain bins. 



Dan Rossell – Senior Loan Officer/Market President, Atlantic

Dan currently serves as the Senior Loan Officer/Market President for the Atlantic branch. Prior to TS Bank, Dan worked for Rolling Hills Bank and Trust in Atlantic for 21 years where he was involved with all facets of banking including, ag and commercial lending, Compliance Officer, Market President and Senior Leader. Dan is a graduate of Northwestern College, holding a BA in Business Administration with career concentrations in Finance and Economics. Additionally, he graduated from the School of Banking with special honors. 



Matt Saar – VP of Ag and Business Banking, Treynor

Matt joined TS Bank in September 2014 as a credit analyst. With his prior experience as a credit analyst for the bank, Matt has a good understanding of agricultural finance and the bank’s analysis practices. He brings that experience with him in his role as VP of Ag and Business Banking and works with producers to streamline the loan approval process and provide the best loan options available.



Rick Ohlinger – VP of Ag Banking

Rick joined TS Bank in April 2015.  In his current role as VP of Ag Banking, Rick works one-on-one with clients to provide innovative and competitive financing options. He manages the credit relationship through the entire process and works closely with the analysts. Through his various roles within the banking industry, Rick has gained vast experience in agricultural lending and offers guidance and expertise in finding the right financing for Midwest producers.



Tysen Christensen – Market President, Corning

Tysen’s career in banking began immediately after his college graduation in 2004 with Union Bank in Corning as a CSR/Teller. In 2006, he transitioned to Okey Vernon Bank as a VP, Loan Officer and worked his way to become VP, Senior Loan Officer prior to TS Bank’s acquisition in 2016. 



How do I apply for an agricultural loan, ag line of credit or ag real estate loan?

If you’re interested in learning more about an ag loan or starting the application process at TS Bank, simply contact us via phone, email, Live Chat or in-person to get started. Additionally, you can download and complete a financial statement, linked below, as the first step for any type of agricultural loan is to complete a financial statement.

Download Financial Statement

Please mail or drop off your completed financial statement at any TS Bank location or request a secure email thread by emailing We ask that you do not submit these or other personal, financial or proprietary information through regular email communication as it is not considered a secure transmission of personal data.

At TS Bank, we IGNITE PROSPERITY® by helping our clients do more with their money. Whether it’s saving a little extra cash each month or accomplishing a long-term strategy, our goal is to help you transform your financial life. Call and schedule an appointment today, one of our team members would love to help you do more with your money at TS Bank. TS Bank has eight locations in central and southwest Iowa. For more information visit or call 844-487-3030. #igniteprosperity

Subject to credit approval.