Business Loans

Financing built around your business — not a one‑size‑fits‑all solution

Every business is different. At TS Bank, we take the time to understand what you’re building, where you’re headed, and how financing can support your next step.

Our experienced business lenders work with local business owners every day to create lending solutions with competitive rates, flexible terms and personal guidance from start to finish. Decisions are made locally, and you’ll work directly with a lender who knows your business and your community.

Business lending solutions for a variety of needs

Whether you’re planning for growth or navigating day‑to‑day operations, TS Bank offers financing options to help you move forward with confidence.

Common uses for business loans include:

Expanding or remodeling your business
Purchasing equipment, vehicles, or technology
Managing seasonal or short‑term cash flow needs
Funding startup or expansion costs
Refinancing existing business debt

Not sure which option fits your situation? Our lenders are happy to talk it through with you.

Why business owners choose TS Bank

Local decision‑making – Loan decisions are made close to home, not sent off to a distant credit committee.
Experienced business lenders – Work directly with knowledgeable lenders who take the time to understand your goals.
Flexible financing options – Terms structured to fit your business and cash flow.
Efficient, in‑house processing – A smoother process and timely communication.
A relationship that lasts – We’re here for the long term, not just the transaction.

Join our Business Network

When you work with TS Bank, you’re part of a local business community. Our team is committed to helping businesses grow, adapt and succeed through every stage.

Join our Business Network

How do I apply for a business loan?

If you’re interested in learning more about business loans or starting the application process at TS Bank, simply fill out the form below to access the Personal Financial Statement to get started.

Start the conversation by completing the form below
A TS Bank business lender will contact you within one business day
We’ll guide you through next steps, including any additional financial information needed, at your pace

Feel free to give us a call, send us an email, Video Chat or stop by one of our locations to get the process started.

Please mail or drop off your completed financial statement at any TS Bank location or request a secure email thread by emailing mybank@tsbank.com. We ask that you do not submit these or other personal, financial or proprietary information through regular email communication as it is not considered a secure transmission of personal data.

At TS Bank, we IGNITE PROSPERITY® by helping our clients do more with their money. Whether it’s saving a little extra cash each month or accomplishing a long-term strategy, our goal is to help you transform your financial life. Call and schedule an appointment today, one of our team members would love to help you do more with your money at TS Bank. TS Bank has seven locations in central and southwest Iowa. For more information visit tsbank.com or call 844-487-3030. #igniteprosperity