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Personal Credit Cards: Flexibility While Building Credit

The obvious benefit of a credit card is the flexibility to pay off purchases on your own time; but what most people won't tell you is credit cards are crucial to building solid credit — which is your ticket to financial security.

Visa® is easy to use and is accepted worldwide. We offer different cards for different needs, including a rewards card. Earn points for every dollar spent to use for travel, merchandise and more.

  • Competitive rates
  • Earn rewards to use for travel and merchandise
  • Accepted worldwide
  • Local customer service
  • Protect online purchases with Verified by Visa
  • Easy online account management

What are the perks of a personal credit card from TS Bank?

Competitive Rates

Our credit cards offer No Annual Fee and a special introductory APR on purchases and balance transfers. See important disclosures here for more details.

Chip Card Security

Get big protection in a tiny chip. Chip technology protects you from in-store fraud by creating a one-time use code for each chip transaction.

Fraud Monitoring 

We’ll notify you via email or text alerts if suspicious activity occurs on your account.

Travel Benefits

For protection while traveling, your card automatically provides you and your family with Travel Accident Insurance1

24/HR Client Service

Customer service representatives are located in the U.S. and are dedicated to providing you with personal service. Please call 800-883-0131 for credit card client service support.

How do I get the process started and apply for a credit card?

If you’re interested in applying for a credit card at TS Bank, apply online or simply contact us via phone, email, Live Chat or in-person to get started.

DO MORE with your money at TS Bank

At TS Bank, we IGNITE PROSPERITY® by helping our clients do more with their money. Whether it’s saving a little extra cash each month or accomplishing a long-term strategy, our goal is to help you transform your financial life. Call and schedule an appointment today, one of our team members would love to help you do more with your money at TS Bank. TS Bank has eight locations in central and southwest Iowa. For more information visit tsbank.com or call 844-487-3030. #igniteprosperity

1Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply. See cardholder agreement for more details.