
TS Bank in Ames, Iowa
Branch Information
As a community bank with eight locations in southwest and central Iowa, TS Bank, located at 402 Lincoln Way in Ames, has a mission to ignite lasting client and community prosperity. This location features an exterior Video ATM that converts to a 24-hour ATM after-hours, in the drive-thru.
What services are available at the Ames location?
- Personal banking and lending
- Business banking and lending
- Ag banking and lending
- 24-Hour ATM
- Video ATM
- Coin machine
- Night deposit
- Notary services
- Safe deposit boxes (boxes available)
We are also offering special rates only available in Story County. Click here to jump below to see the rates.
Contact Information
Address
402 Lincoln Way
Ames, IA 50010
View on Map
Parking: parking available in the lot south of the bank
Phone
Toll Free
(844) 487-3030
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Lobby Hours
Monday - Friday
9:00 a.m. - 5:00 p.m.
Video ATM Hours
Monday - Friday
8:30 a.m. - 5:00 p.m.
Saturday
8:30 a.m. - 12:00 p.m.
24-Hour ATM
Located in the drive-thru lane
Click here to see holiday hours
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Meet our Branch Manager

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Kelli Hecker - Branch Manager, AVP, Ames
Kelli joined TS Bank in December of 2022 as Branch Manager of our Ames location. She has 16 years of banking experience ranging from teller to branch manager. She received her Bachelor's of Science Degree in Marketing from Iowa State University, is a graduate of TS Bank’s Transformational Leader Academy, is a Leadership Ames Class 37 graduate and serves on the Friendship Ark gala committee. Outside of work, Kelli loves to read, travel, spend time with friends and family and attend Iowa State athletic events.
kelli.hecker@tsbank.com
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Special Rates

Money Market
Take advantage of our money market account that earn more on higher balances. Get higher rates without locking away funds in CDs. Saving doesn't have to be an either/or scenario. Get the best of both worlds with our money market account.
- 3.25% APY*
- $2,500 minimum deposit to open
Like what you see? Fill out the form below to contact our Ames location and a banker will be in touch to get your account(s) opened.

Cash Back Rewards Checking
Cash Back Rewards Checking4 accounts are bank accounts that offer users certain perks or incentives. Perks for our free cash back checking account that pays you back include:
- 3.50% cash back on debit card purchases
- No category restrictions on purchases
- Cash back earned on up to $250 in purchases monthly
- Earn up to $8.75 cash back per month
- Refunds on ATM fees nationwide (up to $25 per cycle)
- Enjoy unlimited check writing (client purchases checks)
- Free debit card
- Free online services, including free online banking with bill pay, free mobile banking and free eStatements
- $50 minimum deposit to open
- No monthly service fee
- No minimum balance requirement
At some banks, there are strict qualifications or high monthly fees when you sign up for checking with rewards. At TS Bank, we offer these checking accounts with rewards as a way of saying “thank you” to our clients. If you’re using your debit card to make purchases, depositing your paycheck with direct deposit and receiving electronic bank statements, you probably already qualify for full rewards.
Open Account Online
*APY = Annual Percentage Yield. APY is accurate as of 04/01/2026. $2,500 minimum deposit to open. $2,500 minimum average daily balance to earn APY. $2,500 minimum average daily balance to avoid the $12.50 monthly service charge. Fees may reduce earnings on the account. Rates may change after the account is opened. Available on consumer accounts only. Please see a Universal Banker for further information about the applicable fees and terms. Offer available at our Ames location only. TS Bank, Member FDIC.
4Cash Back
$50.00 minimum deposit is required to open the account. To earn the rewards, meet the following requirements each monthly qualification cycle: At least one ACH transaction (includes direct deposit, ACH credit, ACH payment or bill payment); At least 15 debit card purchases post and settle; and be enrolled in online banking and have agreed to receive e-statements. Transactions may take one or more business days from the date of the transaction to post and settle to the account. Monthly Qualification Cycle means the current monthly statement cycle. Debit card purchases must be made with a debit card issued by our bank. ATM and ACH transactions and transfers between accounts do not count towards earning rewards. When qualifications are met during a monthly qualification cycle, you will receive: 3.50% cash back on up to a total of $250.00 PIN-based/signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $8.75 cash back payments may be earned per monthly qualification cycle; and Reimbursements up to an aggregate total of $25.00 (up to $9.99 per single transaction) for nationwide ATM withdrawal fees incurred during that monthly qualification cycle. Cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your Cash Back account on the last day of the monthly statement cycle. When qualifications are not met, no cash back payments are made and ATM withdrawal fees are not reimbursed. If the account is closed before rewards are credited, you will forfeit the rewards. No minimum balance is required to earn or receive the account's rewards. Available on consumer accounts only. Limit of one account(s) per primary account holder social security number. Rates and rewards are variable and may change after account is opened. Rates may change without notice to you.